Financial Information
Financing
We suggest CapitalOne and Enhanced Patient Financing as third-party financing institutions so that our guests can afford the dentistry they need or want. Payment options for amounts up to $25,000, and many financing options make dentistry fit into virtually any budget. Interest-free financing is available to qualified applicants. We also suggest a variety of other sources for loans, which can be tax deductible. Our team helps guests find afford options to achieve the smiles of their dreams. Please ask for more information over the phone or during an office visit.
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Insurance Information
The difference in benefits between medical and dental insurance usually surprises our guests. Many medical plans have nearly unlimited lifetime coverage after meeting a co-pay or deductible. Numerous dental plans, however, have a very low annual maximum benefit. In fact, most dental insurance plans have not increased their benefits in 30 years, despite inflation.
Dr. O’Donoghue’s office is willing to prepare the necessary paperwork for any insurance program. Please understand that not every program will cover the full cost of procedures recommended by Dr. O’Donoghue. Your insurance program is in the business of making money; therefore, they will typically pay for the cheapest treatment, which is not always the best treatment. How can an insurance company that has never examined your mouth say what the best treatment is for you?
Our team will do everything possible to maximize your insurance benefits! "Usual and customary" is nothing to strive for, so we strive for excellence.
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